Seth Daniels - NMLS #262329

Your first investment property could be closer than you think.

Refinance

What is a Refinance?

Also referred to as a Refi, it is a new mortgage loan that is used to pay off the existing loan. A Refi is an excellent way to do a number of things, depending on your needs. In some instances, you can lower your interest rate by refinancing, which can result in a lower monthly payment and substantial savings over the life of the loan. If the property has equity, a Refi is a great way to get cash-in-hand with what is called a Cash-out Refi. Regulatory agencies only allow a Refi if it offers what is known as Net Tangible Benefit to you. Since we are bound by their regulations, rest assured we will only recommend a Refi if it is in your best interest. Following are some of the key Refi features.

ITIN borrowers may also be issued a Social Security Number that is "VALID FOR WORK ONLY WITH DHS AUTHORIZATION."

Your best interest matters.

A refinance must provide a Net Tangible Benefit to you under applicable regulations. We’ll help you determine whether refinancing makes sense for your situation.

What can a refinance help with?

Lower Interest Rate

Lower Monthly Payment

Cash-Out Refinance

Access Home Equity

New Loan Terms

Net Tangible Benefit

What can a refinance help with?

Lower Interest Rate

Lower Monthly Payment

Cash-Out Refinance

Access Home Equity

New Loan Terms

Net Tangible Benefit

What can a refinance help with?

Lower Interest Rate

Lower Monthly Payment

Cash-Out Refinance

Access Home Equity

New Loan Terms

Net Tangible Benefit

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*By refinancing your current loan, your total finance charges may be higher over the life of the loan.

A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower’s financial condition.

Branch NMLS #237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.

This website is only intended for consumers in the states in which Seth Daniels (NMLS #262329) is licensed.

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