A Foreign National is a citizen of another country temporarily living in the United States and whose permanent residence and employment are in the other country. Although minimum requirements are more stringent, Foreign Nationals may qualify for a 2nd Home or Investment Property mortgage and purchase U.S. residential or commercial property.
Unlike traditional mortgages, Foreign National loans do not require:
- Social Security Number
- U.S. Credit History or Score
- Verifiable U.S. Income