Loan Program – American Financial Network

Loan Programs

Seth Daniels NMLS #262329 and American Financial Network, Inc. offer a variety of products and programs to serve the needs of a broad spectrum of borrower types (first-time homebuyers, homeowners who want to refinance, investors, self-employed), geographic areas (urban, suburban, rural), income levels, purchase types (single-family residence, second home, or investment property), credit profiles, and other loan features.

Students usually spend a lot of time on studying. Fortunately, there are many great resources such as writing UK where everyone can get qualified help with assignments. Personally, I often use the services of this platform to save some time for my hobbies.

Owner Occupied - Products

Non-Traditional Borrowers - Speciality Products

A borrower whose credit documentation, source of income, or citizenship status doesn’t qualify under a traditional mortgage program may still be eligible for a home mortgage. AFN offers the self-employed, foreign nationals, and non-citizen borrowers a path to homeownership by alternative qualifying means.

Owner Occupied - Speciality Products

Specialty Products provide homeownership opportunities to borrowers—such as the self-employed—who do not qualify for traditional programs. These products offer features like using personal or business bank statements for income verification and can accommodate credit circumstances that traditional mortgages cannot. If none of the above-mentioned loan products seem like a fit, chances are AFN has a Specialty Product that will get you the purchase or refinance you seek.

Investors - Speciality Products

Mortgage loans for investors, including experienced and inexperienced landlords, are available for those seeking investment properties for a buy and hold strategy or to renovate and flip. Options include loans to individuals, LLCs, and Corporations for purchase, rate/term refinance, and cash-out refinance with terms up to 30 years. Approval for some investor loans relies on property income rather than solely on personal finances. Qualified borrowers will find flexible options and terms for these products that can offer excellent opportunities for building wealth through real estate.

These loans tend to be more expensive than primary residence loans, but investors can do several things to help keep the cost of investment capital low:

Maintain a high credit score
Make a bigger down payment to lower the LTV
Use a local lender who knows the local market
Excellent recordkeeping that shows cashflow of existing rentals owned (if any)

*On brokered products, American Financial Network, Inc. is only acting in the capacity of a mortgage broker, not a mortgage lender or mortgage correspondent lender. Brokered products may have higher rates or different terms than conventional loan products. Additional Terms and Conditions may apply. Contact your loan professional for more details.